We are committed to protecting families and individuals through every step of their life’s journey. Beyond this, we are committed to serving our communities to expand our role as a sustainable and socially responsible company. We promote several corporate networks that serve our communities and encourage personal and professional development.
The Ripple Model™ provides our agents with a roadmap for creating wholehearted culture; a formula that combines data and heart so that we may grow as individuals, expand as teams and magnify our impact.
The Three Pillars of The Ripple Model
Community Outreach
Enriching lives and impacting communities through relationship, service and support
Women+ Empowerment Connecting the collective feminine power to amplify our work in the world
Well-Being and Personal
Growth
Living with intention and aligning with our highest selves so we may thrive
SYMMETRY IN THE NEWS
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Our eight core values are the
driving force behind everything we do.
View our interactive timeline to
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
custom_values.agent_bio=Gerard Muhammad, a compassionate barber turned life insurance advocate, embarked on a transformative journey to change lives. With a burning desire to empower families and individuals, Gerard transitioned from styling hair to safeguarding futures. His motivation is deeply rooted in his own personal experience; the early loss of his father left his family with nothing, igniting a fervent dedication to ensuring others never endure such hardship. Gerard is on a mission to provide financial security and peace of mind, leveraging life insurance as a tool to secure families' futures. His story is a testament to the power of resilience and the impact of turning personal adversity into a force for positive change.
custom_values.agent_brokerage=The Muhammad Agency
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custom_values.agent_name=Gerard Muhammad
custom_values.agent_phone=(216) 324-8277
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